My New Blog Call John DiPasquali (508) 998-9975

When I think of Marion MA Real Estate my thoughts are of the sea! I envision a major shipbuilding community. This is a seaside town with a history dating back to the late 1600’s where captains of ships who navigated the world returned with goods from great distances made Marion MA their home. To this day Marion MA has maintained this connection with those who sail.

One of the many places of Marion MA Real Estate that I enjoy is the village where I can talk with people along side of white picket fences or make my way into one of the shops. You will find Marion MA is unspoiled by commercial development this area gives a feeling of a New England Seaside community.

The availability of Marion MA Real Estate is breathtaking some properties are ocean front where as, other homes are in a country setting and there are historic homes, contemporary homes and every style of New England Home imaginable!

You can visit Marion MA Natural History Museum, Marion MA Art Center, Marion MA Town Hall, Marion MA Library, Tennis Courts, Parks, Golf Course and Beverly Yacht Club. There is so much this seaside community offers with activities that will keep residents calling Marion MA home for years and years.

Marion MA is bordered by Mattapoisett MA to the southwest, Rochester MA to the northwest and Wareham MA to the north and northeast. Travel to Marion MA is easy with Interstate 195. New Bedford Regional airport is minutes away. This is a towered airport with two 5,000-foot runways and a precision instrument landing system. The airport makes it convenient for you to access the community, business and industrial centers of the area. Accessing Marion MA Real Estate however from the sea has to be my favorite by far! Pulling in along the dockside to a beautiful home doesn’t get old and I’d be delighted to show you the homes being offered for sale, anytime!

Annual events which Marion MA Real Estate owners enjoy are the Marion to Bermuda Cruising Yacht Race takes place over several days, navigating 645 nautical miles due south to Bermuda. Another popular local event is the Buzzard’s Bay Regatta hosted by the Beverly Yacht Club, every other year. You must see Marion MA harbor, I believe this is one of the prettiest harbors in Buzzard’s Bay … you will not be disappointed! Charted as Sippican Harbor there you will find boats of every size during the summer months. I have to tell you Buzzard’s Bay is a boater’s paradise, as it is known for the southwest winds that kick up every afternoon. I like seeing the Bay as the morning fog burns off; this is a beautiful place for you to make your home.

Residents of Marion MA can be found enjoying Silvershell Beach year round with Island Wharf near by, some make their way out at Washburn, Old Landing Veterans Memorial or Bicentennial Parks. One of my favorites places to find Marion MA residents is at Music fest. There are town sailing lessons of which offers the best of this seaside community’s rich navigational and shipbuilding history.

There are schools within the Town of Marion MA for students from K-12 offering choice of public education, independent day schools or secondary schools. Each school is recognized for excellence and will serve students well in their academics, sports, and the arts.

You can contact the Marion MA schools listed by telephone:

Sippican School (K-6) (508) 748-0100

Old Rochester Regional Junior High School (508) 758-4928

Old Rochester Regional High School (508) 725-3745

Tabor Academy coeducational college preparatory school (508) 748-2000

Bristol Community College (508) 678-2811

University of Massachusetts Dartmouth MA (508) 999-8000

Southern New England School of Law (508) 998-9600

Here are some Marion MA real estate statistics (Source H3 MLS):

Last Month

Houses sold: 1

Median home sale: $820,000

Highest priced listed home: $2,750,000

Highest priced sold home: $820,000

Lowest priced listed home: $224,900

Lowest priced sold home: $820,000

Last Year

Total number of houses sold: 50

Median home sale: $440,449

Highest priced listed home: $4,000,000

Highest priced sold home: $3,850,000

Lowest priced listed home $89,900

Lowest priced sold home: $128,000

With having the Largest Home Supply of Marion MA Real Estate and community contacts, I’d like to learn about your real estate needs and see if I can be of help.

My direct phone (508) 998-9975

Sincerely Yours,

John DiPasquali, REALTOR®

Email john-dipasquali@etruria-properties.com

Ever try to lift something heavy and felt the weight of the load on your lower back? For a number of agents selling real estate in today’s market has been a strain on them. May I suggest when you interview real estate agents, ask questions to learn how well they work with others. I have found when an agent has an ability to nurture cooperative relationships with agents from other offices, has better served consumers, than an agent who, well let’s just say ... has not been as cooperative!

We all want real estate transactions to go as smoothly as possible, when something does go wrong, however it is right then a real estate agent with a history of cooperation will be worth their weight in gold!

How a real estate agent has performed in the past while resolving problems is a good indicator of how they will work for you, today. Give them some examples of potential problems and see how they respond; what is not said (body language) is equally as important.

Most agent presentations about the service they provide focus on marketing. You may want to listen for words that indicate teamwork; is so very important your agent has a team concept approach to real estate. Which will be more effective, an agent who understands the problems and has solutions that are inclusive of cooperation with other professionals or an agent who gets caught up in the problem? I would really zero in on what the agent says about the people they turn to for help, if they mention this at all.

Certainly, I am writing about cooperative relationships because some agents needlessly struggle alone to resolve real estate sales problems. Imagine for a moment, if your agent hasn’t formed these relationships, how would this affect the out come of your transaction? With fewer closed real estate sales these days, can you afford not to talk with the agent about their maintaining cooperative relationships?

I have built cooperation with people who work in real estate because I want them to get excited about the properties I list. I’ve found that when agents got excited about my listings, the homes sold for more money, in a shorter time, with fewer problems.

It never gets old when other agents tell me how much they appreciated the level of cooperation I’ve provided them with. I pride myself in answering their questions, being accessible to them and always minding my tongue. I’ve seen first hand problems that arise from an agent saying something they should not have said!

I’d be delighted to talk with you about my helping you with your next real estate transaction. One of the ways you will benefit by having me represent you in a real estate transaction, is from the level of cooperation and teamwork, which I’ve built with the many people making a living in real estate. If you just want to chat about some of the things that will help you buy or sell real estate, I’d love to do that too.

My company has built Largest Home Supply as a market place for you to list real estate for sale, or search for Dartmouth MA Real Estate, Westport MA Real Estate, Marion MA Real Estate and properties for sale in all the Bristol County and Plymouth County towns and cities, including New Bedford MA, Fall River MA, Somerset MA, Acushnet MA, Fairhaven MA, Mattapoisett MA, Freetown MA, Lakeville MA, Rochester MA, Berkley MA, Dighton MA, Swansea MA and many ... many ... more cities or towns in Southeastern Massachusetts!

I am here to help you, I hope you call soon my direct number is (508) 998-9975

Sincerely Yours,

John DiPasquali, REALTOR®

Etruria Properties, Inc.

Dartmouth, Massachusetts Real Estate Broker … Ready, Willing and Able to represent you in today’s real estate market, it’s a team effort!

What a wonderful Family – Friendly area with the best recreation, shopping, and entertainment. Dartmouth MA real estate, and Westport MA real estate most popular attractions are the surf and swaying hills of beach grass found by the Atlantic Ocean.

You will find resort homes stretched along the Dartmouth MA and Westport MA pristine coastline. Where there is colorful pleasure boats moored in the harbors or dockside where you can shop, dine and enjoy the variety of entertainment.

Dartmouth MA real estate, and Westport MA real estate have such beauty found in the landscape with streams, estuaries and coves. Unspoiled nature is an experience you will come to appreciate with every passing day. From the ocean you’re minutes to the forests of Dartmouth MA and Westport MA. You will find while driving the back roads leading to new discoveries in this diverse area!

There are plenty of out door activities for every age! The best of youth sports to golf courses. You’ll find residents of Dartmouth MA, and Westport MA enjoying 4X4-ing in the forest, hiking preservation lands, sunbathing seaside or boating along the shoreline and many inlets. Winter activities people are out on snow trails or an hour drive away to ski resorts. The spring season is spectacular with residents bringing out the best in their homes for enjoying out door living right into the fall.

Dartmouth MA real estate, and Westport MA real estate you will find single family homes, town houses, condominiums and rentals. You can view waterfront properties, homes with acreage and so much more!

The area has convenient access from the land, air and sea. Travel to Dartmouth MA, and Westport MA, is easy with Interstate 195, Route 24 and the Regional Airport in New Bedford MA, is minutes to the east, being a towered airport with two 5,000 – foot runways and equipped with a precision instrument landing system.

Did I mention the renowned public education system, strong athletic program, private schools, community colleges and University? There is also the New England School of Law! Well, I’d be delighted to show you the area of Dartmouth MA, and Westport MA, along with its supply of real estate and introduce you to some of the most friendly people you will ever meet!

Please check your schedule and talk with me about your interest in Dartmouth MA real estate, and Westport MA real estate. It would be my pleasure to help you call this area home!

Sincerely Yours,

John DiPasquali, REALTOR®

Etruria Properties, Inc.

Phone (508) 998-9975

Email john-dipasquali@etruria-properties.com

Click these links to Read More about Dartmouth MA real estate, Westport MA estate and Southestern Massachusetts

A short sale occurs when the net proceeds from the sale of a home are not enough to cover the sellers’ mortgage obligations and closing costs, such as property taxes, transfer taxes, and the real estate practitioner’s commission. The seller is unwilling or unable to cover the difference.

The presence of two lenders makes a short sale more complicated since it’s often the lender holding the second, or junior, mortgage that has to absorb most of the loss.

What is Involved With a Short Sale

Finding the decision maker is often one of the biggest initial challenges in short sales! The bank’s loss mitigation department, which will be the group to decide whether to accept a short sale, owners / sellers will need to show reason for requesting the Short Sale, submitting to the lender:

• Letter of hardship must show a true financial hardship; someone with the assets or the income to pay is unlikely to be considered; ANY discrepancies between the seller’s income and the income used to obtain the loan, A big gap may indicate mortgage fraud, unless employment circumstances have drastically changed
• W-2’s, from employers
• Two years tax returns
• Bank statements
• Financial documents outlining owner’s income and debt obligations
• Real Estate Broker providing a Comparative Market Analysis to show estimated property value
• Fully executed Purchase and Sale Agreement; without a viable purchase offer, your deal won’t be considered by mortgagees; I suggest you seek the advice of an attorney before entering into a short sale agreement

Lender may request, but not limited to:

• Independent Broker Price Opinion
• Independent Appraisal

What are the options for sellers besides a short sale?

• Sellers you can call 1 (888) 995 HOPE there are counselors to assist owners who have fallen behind on payments by providing foreclosure prevention information; my company policy is to share this phone number with consumers, more information can be found on my company website www.etruria-properties.com/foreclosure
• Loan modifications options include extending the term of the loan, add on delinquent payments to the loan principal, and/or reduce the interest rate to make the loan more manageable for the homeowner
• Repayment plan that requires home owners to increase their monthly payments until the loan is current
• Refinance an adjustable rate loan with a Federal Housing Authority or conventional fixed loan
• MassHousing Loan Refinance Program is privately financed through a $190 million commitment from Fannie Mae and a $60 million contribution from MassHousing. Eligible borrowers can be up to 60 days delinquent on their mortgage and have credit scores as low as 560. More details are available by contacting MassHousing, Boston, Masschusetts office at (617) 854-1000

What prices should buyers anticipate when pursuing a short sale?

• Most banks have a formula for what percentage under market value they will accept, figures vary from 8 percent under to almost 20 percent under
• It’s important for buyers to understand that the bank will not give away the property

How long does it take to complete a short sale?

• Buyers it is critical to understand that response times vary from lender to lender; might take a few weeks or a few months to receive an approval of a short sale from a lender
• Buyers avoid unnecessary costs, I suggest you should wait on having a home inspection and an appraisal for the loan until after the bank has accepted the short sale proposition

Before you get involved with a short sale, however consider this:

• My suggestion would be to have an attorney draft an Addendum to the sales contract allowing a short sale contract to be canceled within a set period if the seller is not able to get the ‘Third Party Approval’
• Also I suggest you have an attorney use language in the contract stating that the lenders must approve the offer (sale) and release all liens on the property
• A word of caution, sellers you may face a legal problem for failing to execute the contract if the short sale is not approved, so I suggest you have an attorney represent you prior to your entering into any agreements with anyone

From the lender’s point of view:

• A buyer that is willing to close in 30 days and who can make a substantial down payment may make the deal more attractive than a buyer who wants 95 percent financing. All buyers should be pre-approved for a mortgage before submitting the offer
• Banks may reject the short sale proposition from too low of a price
• The bank’s loss mitigation department may have too many files to process and could result in their rejecting your short sale proposition
• Another possible reason a lender may not be so cooperative is the loan is less than a year or two old
• The lender may sue for a deficiency and possibly attach other assets rather accept a short sale proposition; again, I suggest you seek the advice of an attorney

What tax liabilities will a seller have as a result of a short sale?

• Seller must count any amount forgiven by the lender as income and pay taxes on that income, even if no actual money was received. The IRS requires lenders to submit a Form 1099 stating the forgiven amount
• Sellers who meet the Internal Revenue Service definition of insolvency (either in bankruptcy or with debts exceeding assets) will not have to pay taxes on the forgiven amount

The source of my writing is from the experiences of REALTORS and myself working with consumers, who have had diverse challenges they were dealing with. Should you or someone close to you be experiencing a similar homeownership challenge, I suggest you contact an attorney, seek foreclosure prevention information by calling 1 (888) 995 HOPE and work with a REALTOR who understands your particular situation.

REALTORS support homeownership and we can help you in many areas related to owning, selling or buying real estate. You never have to go it alone! We are your source for information about Dartmouth MA Real Estate, Westport MA Real Estate, and Largest Home Supply has properties for sale in all the Bristol County and Plymouth County towns and cities, including New Bedford MA, Fall River MA, Somerset MA, Acushnet MA, Fairhaven MA, Mattapoisett MA, Marion MA, Freetown MA, Lakeville MA, Rochester MA, Berkley MA, Dighton MA, Swansea MA and many ... many ... more cities or towns in Southeastern Massachusetts!

Talk with me (505) 998-9975

Sincerely Yours,

John DiPasquali, REALTOR®

Etruria Properties, Inc.

Phone (508) 998-9975

Email john-dipasquali@etruria-properties.com